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WhatsApp is not a party to the transaction. Other If there is sitw conflict between these Payments Terms and the Terms, these Payments Terms sitf solely with respect to your use of Payments and only to the extent of the conflict. We may amend or update these Wwithout Terms. We will provide you notice of amendments to our Payments Terms, as appropriate, and Frree the "Last Modified" date at sife top of our Payments Terms. Your continued use of Payments confirms your acceptance of Fere Payments Terms, sitf amended.

If you do not agree to xite Payments Terms, as amended, you must stop using Payments. Wighout review our Payments Terms from time to time. India Payments Privacy Iolkata Last modified: Our Free dating site in kolkata without payment may include enabling you to send and receive payments Frreea service we provide through, and in coordination with, designated payment service providers "PSPs". Feee Payments Privacy Datinb helps explain our information practices when you use Payments. PSPs may also collect, use, and share information as zite forth in their privacy policies, in conjunction with helping to provide Payments to you. Please read all of these documents carefully. Datnig We Collect In addition to what is described in our Privacy Policywe receive information when we provide Payments.

Information You Provide Registration Information. When you register to use Payments, you provide your bank's name, partial debit card number, and debit card expiration date. When you send a payment, you identify the recipient or provide the recipient's virtual payment address "VPA" and designate the transaction amount. This payment transaction information is handled securely. Messages sent with payments are delivered once the transaction has processed and are treated as described in our Privacy Policy. We collect information when you send or receive a payment, including the date and time, the sender and receiver's VPA and name, and reference transaction number.

We work with third-party providers and services to help us operate Payments and provide customer support. These providers and services may provide us information about you or your Payments transactions in certain circumstances; for example, we may receive information about you or your transactions from a PSP such as information to confirm your registration, your name, account status, transaction reference IDs, risk or fraud alerts, and the like. Please note that the third-party's terms and privacy policies will govern your use of its services.

How We Use Information We use all the information we have to help us operate, provide, improve, understand, customize, support, and market Payments. This includes using the information to provide Payments and customer support, to protect you and others using our Services from fraud, abuse, or other misconduct, and to review your account activity to determine whether you continue to meet our Terms and Payments Terms. Information You and We Share In addition to what is described in our Privacy Policyyou share your information when you use Payments, and we share your information to help us operate, provide, improve, understand, customize, support, and market our Services, including Payments.

Payment Senders and Recipients. You and users with whom you send or receive payments may store or reshare your VPA, name, or transaction information with others on and off our Services. Third-Party Providers and Services. We share information with third-party providers and services to help us operate and improve Payments. To send payment instructions to PSPs, maintain your transaction history, provide customer support, and keep our Services safe and secure, including to detect, prevent, or otherwise address fraud, safety, security, abuse, or other misconduct, we share information we collect under this Payments Privacy Policy with third-party service providers including Facebook.

Managing Your Information If you would like to manage, change, limit, or delete your information, we allow you to do that through your payment settings or by deleting your WhatsApp account. With your payment settings, you may register additional bank account sderegister existing bank account s from your VPA, and clear your transaction history. When you delete your WhatsApp account, your bank account will be deregistered from your VPA automatically. We will provide you notice of amendments to this Payments Privacy Policy, as appropriate, and update the "Last Modified" date at the top of this Payments Privacy Policy. Your continued use of Payments confirms your acceptance of our Payments Privacy Policy, as amended.

Please review our Payments Privacy Policy from time to time.

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The process of registration is: WhatsApp customers need to select their bank followed by the account they want to link. Thereafter, they need to enter the last six digits of their debit card number along with the expiry details to create a VPA. The Terms shall be in addition to and not in derogation of the regulatory guidelines issued from time to time. Definitions In this document, the following words and phrases have the meanings set opposite them unless the context indicates otherwise. Words or expressions used in this form, but not specifically defined herein, shall have the respective meanings assigned to them by NPCI.

Applicability of Terms The User hereby acknowledges that the User has read and understood the Terms and agrees that the rights and obligations provided therein and in these Terms insofar as it relates to the User shall be binding on the User with regard to every Payment Order issued by them for execution in the NPCI UPI System. Notwithstanding anything contained herein, all terms and conditions stipulated by ICICI Bank in connection with the Account s shall continue to apply. These Terms and Conditions are in addition to any terms and conditions that WhatsApp may prescribe for the use of its WhatsApp Application.

Scope of the Facility The Facility offers an instant, 24x7, interbank electronic fund transfer or fund collection service to the customers of UPI member banks. Users can put in a request for fund transfers or respond to funds collection in a secure manner for any of their linked Account s as per the Terms, which may be changed by ICICI Bank as it deems fit. Rights and Obligations of the User 3. Free dating site in kolkata without payment User shall be responsible for the accuracy of the particulars given in the Payment Order for the Facility and shall be liable to compensate ICICI Bank for any loss arising on account of any error in the Payment Order.

Each Account that may be linked with the UPI facility can be opened with a separate username. The User understands and agrees that once a fund collection request is accepted, the default account will automatically be credited with such amounts as may be mentioned in the Payment Order. The User understands and agrees that such amounts once credited to the default account cannot be reversed by the User. The User shall be solely responsible for entering wrong beneficiary details including but not limited to incorrect VPA, incorrect Aadhaar number or incorrect mobile number, due to which the funds are transferred to an incorrect beneficiary.

The User understands and agrees that all such losses, damages and issues shall constitute a claim against such merchants. The User agrees that the Facility is offered in line with the RBI's guidelines on mobile banking which are subject to change from time to time. The User shall inform ICICI Bank immediately of any inquiry, question or issue raised by any authority including but not limited to any statutory authority or official regarding and relating to ICICI Bank, as well as expeditiously notify ICICI Bank of any show causes, seizure or similar action and provide copies of any notices, memos or correspondences received from such authority.

The User shall be solely liable for ensuring the availability of sufficient funds in the Account s at all times for the purpose of availing the Facility. The User shall be in compliance at all times with applicable laws regarding the use of the Facility and shall not use the Facility in violation of the applicable laws. Any legal action or proceedings arising out of these Terms shall be brought in the courts or tribunals at Mumbai in India. ICICI Bank may, however, in its absolute discretion commence any legal action or proceedings arising out of these Terms in any other court, tribunal or other appropriate forum, and the User hereby consents to that jurisdiction.

The clause headings in these Terms are only for convenience and do not affect the meaning of the relative clause. Online introduction services[ edit ] Ina variation of the online dating model emerged in the form of introduction sites, where members have to search and contact other members, who introduce them to other members whom they deem compatible. Introduction sites differ from the traditional online dating model, and attracted a large number of users and significant investor interest. Such sites earn revenue from a mix of advertising and sale of additional options.

This model also allows users to switch between free and paying status at will, with sites accepting a variety of online currencies and payment options. Since advertising revenues are modest compared to membership fees, this model requires a large number of page views to achieve profitability. However, Sam Yagan describes dating sites as ideal advertising platforms because of the wealth of demographic data made available by users. While some sites conduct background checks on members, many do not, resulting in some uncertainty around members' identities. For instance, some profiles may not represent real humans but rather "bait profiles" placed online by site owners to attract new paying members, or "spam profiles" created by advertisers to market services and products.

Profiles created by real humans also have the potential to be problematic. For example, online dating sites may expose more female members in particular to stalkingfraudand sexual violence by online predators. Some online dating service providers may have fraudulent membership fees or credit card charges. Furthermore, different functionalities may be offered to members who have paid or not paid for subscriptions, resulting in some confusion around who can view or contact whom.

Consolidation within the online dating industry has led to different Free dating site in kolkata without payment and magazines now advertising the same website database under different names. In the UK, for example, Time Out ij Dating"The Times "Encounters"and The Daily Telegraph "Kindred Spirits"all offer differently named portals to the same service—meaning that a person who subscribes through more than daitng publication has unwittingly paid more than once for access to the same service. Imbalanced gender ratios[ edit ] On any given dating site, the sex ratio is commonly unbalanced. When one gets into the specialty niche websites where the primary demographic is male, one typically gets a very unbalanced ratio of male to female or female to male.

There is some evidence that there may be differences in how women online rate male attractiveness as opposed to how men rate female attractiveness. Discrimination[ edit ] Gay rights groups have complained that certain websites that restrict their dating services to heterosexual couples are discriminating against homosexuals. Homosexual customers of the popular eHarmony dating website have made many attempts to litigate discriminatory practices.



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